Our New Money – A realistic guide to financial management and building an excellent credit score, by Nkosinathi Mdlovu. Picture Credit: Nkosinathi Mdlovu (Supplied)
By Duncan Mnisi
Book Review: Nkosinathi Mdlovu’s Our New Money is more than just a book; it’s a blueprint for financial empowerment in South Africa.
Drawing from his six years at Capitec Bank, Mdlovu shares practical insights on managing money, understanding credit scores, and responsible borrowing — making financial literacy accessible to everyone.
In the first chapter, he emphasises, “Your credit score is your new money,” highlighting how crucial good credit has become in today’s economy.
Through simple, step-by-step lessons, the book guides readers from basic money management to advanced strategies for improving credit scores and avoiding blacklisting.
The chapters are thoughtfully structured, with titles such as Understanding Your Credit and Strategies to Improve Your Credit Score, providing clarity and motivation throughout. Mdlovu’s passion shines through as he encourages readers to take control of their financial future.
On social media and Google, Mdlovu’s story has gained traction, inspiring many with his journey from bank employee to revolutionary entrepreneur. His online presence has created a community eager to learn and grow financially.
The book is a testament to his dedication, offering practical advice for everyone — whether unemployed, employed, or running a business. As Mdlovu states, “Impact motivates me,” making his mission clear: to transform South Africa’s financial landscape. Our New Money is a must-have for anyone seeking financial literacy, responsible credit use, and a more secure future.
